After you've been in an automobile accident that was not your fault, you will need to deal with the insurance company of the at fault driver. If you start to get upset with how you being treated by that company you may want to know if there is anything that you can do about it?
The answer is yes, you may have a claim against the insurance carrier for bad faith. Bad faith is when the insurance carrier is treating you unreasonably or outrageously. Besides the money that the insurance company already owes you, they may have to pay you more money as punitive damages as punishment for this unreasonable or outrageous behavior.
Insurance companies fight bad faith claims very, very hard. Without an experienced personal injury attorney you would have almost no chance of getting money for their bad-faith behavior towards you. This attorney should be especially careful to remind the company of their responsibility to their clients.
Since insurance companies are in business to make a profit, they have a conflict of interest when it comes to paying settlements. The experienced attorney should send out a letter to the insurance company putting them on notice of their duty to obey the state law and to protect the client rights.
It's not a surprise that insurance representatives will try to blame you for the accident if they can find any way to do so in order that they do not have to pay you. Here's an example. You have an accident where the other driver turns right in front of you and the police issues a ticket to the other driver. The insurance company will frequently try to blame you for 50% of the responsibility of the accident. When you question this they may say that you failed to keep a proper lookout. After you finish laughing hysterically trying to figure out what they meant by proper lookout since there was no possible way to avoid the accident, you realize that the person on the other end of the phone is serious and then arguing with that person is not going to get you anywhere.
The game here is that if the other driver's insurance representative can get you to admit to some percentage of fault whether that's 25% or 50% essentially that's a percent they will not have to pay to you. What's even worse is if you are determined to have any substantial percentage of responsibility, your own insurance company can raise your rates substantially. This is why in this instance an experience personal injury attorney can make sure this does not happen to you.
The personal injury Law Offices of RJ Hurwitz help Arizona injury victims and their families obtain justice while restoring dignity. The practice offers top notch Phoenix motorcycle accident attorney and Phoenix car accident attorney.
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